Back To The Future – The Benefits Of Manual Underwriting And Why It’s Needed In Non-Qualified Mortgage Loans

In today’s Qualified Mortgage market, so much is made of automated underwriting systems that I fear the industry is somewhat paralyzed.  Underwriters have regressed to being merely condition-clearing clerks rather than thoughtful, rational, common-sense decision makers.   While there is clearly a place for automated underwriting in the QM market, I believe that, more broadly, our …

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