We provide re-underwriting capabilities for lenders, hedge fund managers, and rating agencies to promote loan growth with a sensible decision-making process. Using our proprietary underwriting system, we are able to identify defects in qualified and non-qualified mortgages. Our residential underwriters have extensive experience and receive consistent annual underwriting and compliance training.

Due Diligence

  • New Originations
  • Securitization
  • Whole Loan Portfolios / Purchases
  • Collateral Reviews
  • eDiscovery of Big Data
  • Forensic / Repurchase Review

Quality Control

Post-Closing Audits:

  • Conventional
  • Jumbo
  • Portfolio
  • Agency


Early Payment Default:

  • Underwriting Review
  • Trending
  • Reporting


Non-Qualified Mortgages:

  • Ability to Repay
  • TRID
  • Analysis of Compensating Factors
  • Manual Underwrite
  • Forensic Portfolio Review


Qualified Mortgages:

  • Ability to Repay
  • Residual Income
  • Appendix Q
  • TRID

Statistical Sampling

  • Simple Random
  • Systematic Random
  • Stratified Random
  • Targeted
  • Discretionary
  • Sample Plan Development