

Charles D. Cowan, Ph.D.
Chief Executive Officer & Co-Managing Member
EXPERTISE
Biostatistics
Cost-Benefit Analysis
Demographic Analysis
Econometrics
Economics
Expert Testimony
Financial Economics
Forecasting
Intellectual Property Valuation
Mass Property Valuation
Quality Control
Regulatory Compliance
Sampling Theory and Applications
Biostatistics
Cost-Benefit Analysis
Demographic Analysis
Econometrics
Economics
Expert Testimony
Financial Economics
Forecasting
Intellectual Property Valuation
Mass Property Valuation
Quality Control
Regulatory Compliance
Sampling Theory and Applications
INDUSTRY
Banking
Capital Markets
Construction
Consumer Finance
Education
Federal Government
Finance
Healthcare
Housing
Insurance
Litigation & Legal Issues
State & Local Government
Public Policy & Regulatory
Banking
Capital Markets
Construction
Consumer Finance
Education
Federal Government
Finance
Healthcare
Housing
Insurance
Litigation & Legal Issues
State & Local Government
Public Policy & Regulatory


Adrian M. Cowan, Ph.D.
Chief Operating Officer & Co-Managing Member
EXPERTISE
Banking
Corporate Governance
Corporate Social Responsibility
Credit and Interest Rate Risk
Derivatives
Commercial Lending
Economics
Finance
Financial Risk Management
Investment Securities
Pricing Models
Valuation Models
Banking
Corporate Governance
Corporate Social Responsibility
Credit and Interest Rate Risk
Derivatives
Commercial Lending
Economics
Finance
Financial Risk Management
Investment Securities
Pricing Models
Valuation Models
INDUSTRY
Banking
Consulting
Consumer Finance
Education
Faith Based
Federal
Finance
Government
Housing
Legal
Non Profit
Research
Banking
Consulting
Consumer Finance
Education
Faith Based
Federal
Finance
Government
Housing
Legal
Non Profit
Research


Dipankar Bandyopadhyay, PH.D.
Affiliate Consultant
EXPERTISE
Competitive Analysis
Credit Risk
Data Mining
Financial Modeling
Market Analysis
Performance Tracking
Portfolio Management
Predictive Analytics
Pricing
Quantitative Analysis
Risk Management
Statistical Modeling
Strategic Forecasting
Competitive Analysis
Credit Risk
Data Mining
Financial Modeling
Market Analysis
Performance Tracking
Portfolio Management
Predictive Analytics
Pricing
Quantitative Analysis
Risk Management
Statistical Modeling
Strategic Forecasting
INDUSTRY
Consulting
Energy
Financial
Telecom
Utility
Consulting
Energy
Financial
Telecom
Utility


Kevin M. Bové, M.A.
Chief Marketing Officer
EXPERTISE
Brand
Marketing
Sales Strategy & Management
Brand
Marketing
Sales Strategy & Management
INDUSTRY
Financial
Healthcare
Manufacturing
Retail
Telecom
Financial
Healthcare
Manufacturing
Retail
Telecom


Donald R. Clark, CPA
Chief Financial Officer
EXPERTISE
Accounting
Financial Economics
Management Team Analysis
Accounting
Financial Economics
Management Team Analysis
INDUSTRY
Banking
Facility Services
Food Services
Manufacturing
Service Industry
Banking
Facility Services
Food Services
Manufacturing
Service Industry


Pablo Camacho, Ph.D.
Director of Analytics
EXPERTISE
Data Science
Econometrics
Economic Impact Studies
Economic Regulation
Economic Research
Forecasting
Industrial Organization
Local Economic Development
Market Research
Public Policy Analysis
Sectorial Analysis
Storytelling with Data
Data Science
Econometrics
Economic Impact Studies
Economic Regulation
Economic Research
Forecasting
Industrial Organization
Local Economic Development
Market Research
Public Policy Analysis
Sectorial Analysis
Storytelling with Data
INDUSTRY
Consulting
Education
Exporting
Finance and Insurance
Government
Legal
Manufacturing
Retail
Transportation
Consulting
Education
Exporting
Finance and Insurance
Government
Legal
Manufacturing
Retail
Transportation


Ira H. Holt Jr.
Vice President of Financial Services
EXPERTISE
Banking Operations
Commercial Banking
Expert Testimony
Forensic Loan Re-Underwriting
Loan Quality Control
Mortgage Fraud
Operational Systems
Portfolio Valuation
Quality Assurance
Retail Banking
Risk Management and Analysis
Banking Operations
Commercial Banking
Expert Testimony
Forensic Loan Re-Underwriting
Loan Quality Control
Mortgage Fraud
Operational Systems
Portfolio Valuation
Quality Assurance
Retail Banking
Risk Management and Analysis
Industry
Capital Markets
Commercial Banking
Consumer Finance
Insurance
Legal
Research
Capital Markets
Commercial Banking
Consumer Finance
Insurance
Legal
Research


Jullavut (Jay) Kittiakarasakun, Ph.D.
Associate Director of Statistical Consulting
EXPERTISE
Cash Flow Analysis
Data Analysis
Database Management
Econometrics
Economics
Financial Modeling
Model Development
Risk Management
Simulation Analysis
Statistics
Cash Flow Analysis
Data Analysis
Database Management
Econometrics
Economics
Financial Modeling
Model Development
Risk Management
Simulation Analysis
Statistics
INDUSTRY
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing
Legal
Research
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing
Legal
Research


Alec ‘John’ Lyttle
.net/SharePoint Developer
EXPERTISE
SharePoint
Web Applications
Cash Management Applications
Application Development
Programming
SharePoint
Web Applications
Cash Management Applications
Application Development
Programming
INDUSTRY
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing
Legal
Research
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing
Legal
Research


Sean T. Malone, Ph.D.
Senior Statistical Research Associate
EXPERTISE
Statistics and Econometrics
Risk Management
Financial Modeling
Database Management
Data Analysis
Cash Flow Analysis
Simulation Analysis
Model Development
Statistics and Econometrics
Risk Management
Financial Modeling
Database Management
Data Analysis
Cash Flow Analysis
Simulation Analysis
Model Development
INDUSTRY
Banking
Capital Markets
Consulting
Finance
Healthcare
Legal
Research
Banking
Capital Markets
Consulting
Finance
Healthcare
Legal
Research


Paul Marcolongo, M.B.A.
Senior Affiliate Consultant
EXPERTISE
Credit Policy
Due Diligence
Enterprise Risk Management
Fraud Monitoring
Loss Mitigation
Operational Risk
Project Management
Quality Control
Structured Transaction Risk Management
Servicing Portfolio Performance
Vendor risk
Credit Policy
Due Diligence
Enterprise Risk Management
Fraud Monitoring
Loss Mitigation
Operational Risk
Project Management
Quality Control
Structured Transaction Risk Management
Servicing Portfolio Performance
Vendor risk
INDUSTRY
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing


Dalinda Milne, D.B.A.
Research Analyst
EXPERTISE
SharePoint
Drupal
Content Market
Strategy
Brand Development
Workflow Analysis
Risk Management
Data Analysis
Project Management
Configuration
Management
Web Platform
Development
SharePoint
Drupal
Content Market
Strategy
Brand Development
Workflow Analysis
Risk Management
Data Analysis
Project Management
Configuration
Management
Web Platform
Development
INDUSTRY
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing


Kiana Nardone, M.B.A.
Staff Accountant
EXPERTISE
financial reporting
accounting
reconciliations
payroll
budgeting
financial reporting
accounting
reconciliations
payroll
budgeting
INDUSTRY
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing
Banking
Capital Markets
Consulting
Consumer Finance
Finance
Government
Housing


Gabriela Orsak, Ph.D.
Senior Survey Research Analyst
EXPERTISE
Industrial and Organizational Psychology
Biostatistics
Demographic Analysis
Quality Control
Quantitative Research
Qualitative Research
Predictive Modeling
Research Methods
Industrial and Organizational Psychology
Biostatistics
Demographic Analysis
Quality Control
Quantitative Research
Qualitative Research
Predictive Modeling
Research Methods
INDUSTRY
Trademark
Retail
Transportation
Legal
Manufacturing
Education
Healthcare
Public Policy
Public Health
Psychology
Abatement
Trademark
Retail
Transportation
Legal
Manufacturing
Education
Healthcare
Public Policy
Public Health
Psychology
Abatement


Stuart Persyn, M.S.
Statistical Research Associate
EXPERTISE
Model Risk
Management
Financial Modeling
Database
Management
Predictive Modeling
Machine Learning
Data Analysis
BASE SAS 9 Certified
R
SQL
ArcGIS / arcpy
Model Risk
Management
Financial Modeling
Database
Management
Predictive Modeling
Machine Learning
Data Analysis
BASE SAS 9 Certified
R
SQL
ArcGIS / arcpy
INDUSTRY
Banking
Consulting
Consumer Finance
Finance
Insurance
Research
Banking
Consulting
Consumer Finance
Finance
Insurance
Research


Scott Phillips
Director of Financial Services
EXPERTISE
Expert Testimony Support
Forensic Loan Re-Underwriting
Mortgage Fraud
Mortgage Practices
Portfolio Valuation
Project Management
Quality Assurance
Quality Control
Expert Testimony Support
Forensic Loan Re-Underwriting
Mortgage Fraud
Mortgage Practices
Portfolio Valuation
Project Management
Quality Assurance
Quality Control
INDUSTRY
Banking
Consulting
Consumer Finance
Finance
Insurance
Research
Banking
Consulting
Consumer Finance
Finance
Insurance
Research


Debra Randolph, SHRM-CP & SCP
Director of Human Resources
EXPERTISE
Company policies
HR business practices
HR affairs
Team member recruitment and retention
Staff development
Conflict resolution
Benefits and compensation
Records management
Legal compliance
Government contracting
OFCCP
EEOC
Mediation & Advocacy
Diversity and Inclusion
Company policies
HR business practices
HR affairs
Team member recruitment and retention
Staff development
Conflict resolution
Benefits and compensation
Records management
Legal compliance
Government contracting
OFCCP
EEOC
Mediation & Advocacy
Diversity and Inclusion
INDUSTRY
For-Profit and Government Contracting
For-Profit and Government Contracting


Robert Savickas, Ph.D.
Senior Affiliate Consultant
EXPERTISE
Asset Pricing
Credit Risk
Derivatives
Financial Modeling
Investments
Mortgage Finance
Portfolio Management
Securitization
Asset Pricing
Credit Risk
Derivatives
Financial Modeling
Investments
Mortgage Finance
Portfolio Management
Securitization
INDUSTRY
Banking
Capital Markets
Consulting
Consumer Finance
Education
Finance
Government
Housing
Banking
Capital Markets
Consulting
Consumer Finance
Education
Finance
Government
Housing


Sonali Saxena, M.S.
Statistical Research Associate
EXPERTISE
BASE SAS 9 Certified
Bootstrapping
Cluster Analysis
Discriminant Analysis
Factor Analysis
Forecasting
Logistic & Linear Regression
MANOVA – Multivariate of Analysis
Predictive Modeling
Quantitative Research
R
Statistics
SQL
Time Series
BASE SAS 9 Certified
Bootstrapping
Cluster Analysis
Discriminant Analysis
Factor Analysis
Forecasting
Logistic & Linear Regression
MANOVA – Multivariate of Analysis
Predictive Modeling
Quantitative Research
R
Statistics
SQL
Time Series
INDUSTRY
Banking
Education
Finance
Healthcare & Claim Management
Legal
Research
Banking
Education
Finance
Healthcare & Claim Management
Legal
Research


Marcellus J. Smith
Director of Information Technology
EXPERTISE
Application Design & Development
Database Design & Development
Process Automation
Report Automation & Design
Server Admin & Maintenance
Application Design & Development
Database Design & Development
Process Automation
Report Automation & Design
Server Admin & Maintenance
INDUSTRY
Banking
Consulting
Consumer Finance
Finance
Insurance
Research
Banking
Consulting
Consumer Finance
Finance
Insurance
Research


C. Mauricio Vidaurre, M.S.F.
Vice President of Analytics
EXPERTISE
Automated Valuation Models
Business Valuation and Lost Sales
Claims and Damages Forecasting
Loan Performance and Cash Flow Analysis
RMBS Due Diligence
Statistical Sampling
Stress Testing and Sensitivity Analysis
Automated Valuation Models
Business Valuation and Lost Sales
Claims and Damages Forecasting
Loan Performance and Cash Flow Analysis
RMBS Due Diligence
Statistical Sampling
Stress Testing and Sensitivity Analysis
INDUSTRY
Banking
Capital Markets
Consulting
Finance
Insurance
Legal
Research
Banking
Capital Markets
Consulting
Finance
Insurance
Legal
Research


John K. Wald, Ph.D.
Senior Affiliate Consultant
EXPERTISE
Business Valuation
Cash Flow
Claims & Damages Forecasting
Class Action / Class Certification
Derivatives
Disparate Impact
Econometric Analysis
Economics
Expert Testimony
Finance
Financial Analysis
Intellectual Property
Business Valuation
Cash Flow
Claims & Damages Forecasting
Class Action / Class Certification
Derivatives
Disparate Impact
Econometric Analysis
Economics
Expert Testimony
Finance
Financial Analysis
Intellectual Property
INDUSTRY
Banking
Consulting
Consumer Finance
Finance
Insurance
Research
Banking
Consulting
Consumer Finance
Finance
Insurance
Research