Blogs
WhipSaw Blog
Volume 1, Number 1 April 13, 2020Getting whipsawed by the news? Me too. Last week was the Dow’s Best Week
How Does Your Credit Union Serve and Grow?
Growth How do you view the growth of your credit union? There are a few perspectives: portfolio, membership, or share
PART IV: Detection Methodology
How is the state of your portfolio? There are four detection methods that with a bit of effort or investment,
PART III: Deviations From The Guidelines
Have you ever found yourself saying; “BUT OUR ESTIMATES ASSUME GUIDELINES ARE FOLLOWED!” When it comes to loans, lenders must
PART II: Uncertainty, Bias & Risk
Guidelines are the means of determining whether or not to make a loan. Guidelines avoid risk which is important to
Community Banks: How To Improve Profits & Performance
Some community banks are using HR analytics to find links between their human resources departments and their operational and financial
Part I: Are Guidelines Really Important?
Guidelines are the means of determining whether to make a loan. When a borrower doesn’t meet the guidelines, this indicates that
Back To The Future – The Benefits Of Manual Underwriting And Why It’s Needed In Non-Qualified Mortgage Loans
In today’s Qualified Mortgage market, so much is made of automated underwriting systems that I fear the industry is somewhat
Credit Union Commercial Lending: Big Potential for Small Lenders
Is business lending a major (or even minor) consideration within your credit union’s lending portfolio? Scott McFarland, CEO of
Stacking 101 – The Growing Trend in Commercial Lending
“Stacking refers to a scenario in which borrowers take out multiple loans in a short time period, often using the
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