For more information on our financial services offerings, contact us at:
Analytic Focus LLC
1116 20th Street South #406
Birmingham, AL 35205
Phone: (205) 672-9253
Fax: (205) 672-9255
E-mail: info@analyticfocus.com

Analytic Focus LLC
5218 Sagail Place
San Antonio, TX 78249
Phone: (210) 465-7838
E-mail: info@analyticfocus.com
Analytic Focus LLC
121 N Washington Street
Suite 300B
Alexandria, VA 22314
Phone: (703) 549-2682
Fax: (703) 483-3977
E-mail: info@analyticfocus.com

Technology Trends

As modeling techniques and forecasting models become increasingly complex, the technology to apply them becomes increasingly harder to implement and understand. A time comes when a financial institution or a business questions whether the software they are using is doing what they think it is. Old systems, patched multiple times to account for minor changes, may be taking a business far from the goal that the business wants to pursue.

We help review and test software implementations to ensure that they work, that they are doing what they are purported to do, and that they communicate effectively with other segments of a business to obtain and disseminate information correctly. We stress test software to find the flaws and determine where it might break down. We help translate the gobbledy-gook offered with the software documentation to explain what it is really doing, what assumptions are being made, and where it is sensitive to faulty inputs. The best software has problems, and a business has to guard against being a victim of its own mechanisms.

Case Examples :

We were asked by a large regional credit union to evaluate existing asset and liability policies and procedures and made recommendations for improvement. We directed the implementation of a sophisticated risk measurement software that modeled asset values over time utilizing stochastic term structure models, Monte Carlo simulations, binomial models and option valuation models. Our work combined a knowledge of operations, financial analysis, derivatives, and systems architecture to lead to a successful implementation of a risk measurement and risk management system.

For PricewaterhouseCoopers, we provided technical expertise in the evaluation of hedging techniques and corporate risk management models used by one of the largest mortgage banking corporations in the U.S. In this capacity, we critiqued model design and developed implementation strategies. We provided suggestions for integration of departments and utilization of macro hedging approaches.

For a large regional bank, we evaluated third part credit risk information as to its reliability in making origination decisions and in establishing appropriate risk levels for pricing of loans. This required linking data from multiple systems in the bank that did not communicate and did not have any readily available linkage flags. Using this information we were able to validate risk ratings for borrowers and simultaneously validate reserve calculations performed by the institution.

For RD Enterprises we provided valuation assistance in the computerization of mass appraisal technology. We acquired multiple databases for residential and commercial properties within different counties and applied multivariate analysis techniques for the identification of undervalued and overvalued properties.