Underwriting Quality Control and Due Diligence

Analytic FocusServicesUnderwriting Quality Control and Due Diligence

Qualified and Non-Qualified Mortgages

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Residential Re-Underwriting

Due Diligence

  • New Originations
  • Securitization
  • Whole Loan Portfolios / Purchases
  • Collateral Reviews
  • eDiscovery of Big Data
  • Forensic / Repurchase Review

Quality Control

Post-Closing Audits:

  • Conventional
  • Jumbo
  • Portfolio
  • Agency

 

Early Payment Default:

  • Underwriting Review
  • Trending
  • Reporting

Compliance

Non-Qualified Mortgages:

  • Ability to Repay
  • TRID
  • Analysis of Compensating Factors
  • Manual Underwrite
  • Forensic Portfolio Review

 

Qualified Mortgages:

  • Ability to Repay
  • Residual Income
  • Appendix Q
  • TRID

Statistical Sampling

  • Simple Random
  • Systematic Random
  • Stratified Random
  • Targeted
  • Discretionary
  • Sample Plan Development

Commercial Underwriting

Loan Underwriting

  • Application Reviews
  • Financial Ratio Analysis
  • Cash Flow Analysis
  • Financial Projections
  • Risk Assessment

Loan Stress Analytics

  • Statistical Sampling
  • Risk Measurement
  • Sensitivity Analysis
  • Real Estate Valuations
  • Risk Based Audits

Portfolio Management

  • Stress Testing
  • Risk Measurement
  • Correlated Risk
  • Product Demand Analysis
  • Revenue Channel Optimization