Underwriting and Due Diligence
To determine the value of residential or commercial loans, the review of the characteristics of the borrower, the loan itself, and the underlying collateral is crucial in understanding the credit risk inherent in the loan. Underwriters with decades of experience can go through the materials in loan files and find the pluses and minuses for any borrower to help determine the quality of a loan.
Expert Witness Services
Precision re-underwriting requires skillful experience to reduce time and risk. Our expert underwriters have experience to protect your portfolio risk. We also have experts with testimony experience in deposition and at trial who can explain the intricacies of loan file review for both residential and commercial loans.
From eDiscovery to project management, we have the skills to cover the gamut you may need in preparing for trial. Our litigation support team has worked for some of the top law firms in the nation and stands ready to help you with your clients’ needs today.
Forensic Loan Review
For litigation, we conduct an extensive review to tell you exactly where original underwriter guidelines were violated. We document as many as 50 items in the original guidelines plus compensating factors to ultimately tell you when the original underwriting was materially defective.
Our portfolio valuation methods are rigorous, easily explained, and follow generally accepted practices in the financial industry. We combine the best of underwriting information with risk modeling under multiple scenarios to project how a portfolio will perform under various economic conditions.
Risk Measurement & Management
We possess deep risk management expertise supported by a team of skilled analytics professionals that deliver best practices in underwriting and servicing and alternative ways to evaluate or mitigate risk in loan portfolios.