Banks and Financial Institutions require robust tools to help them assess the impact of adverse business environments, market swings, changing customer patterns, and technological and economic fluctuations on their business. Regulators and Boards want to know that management has assessed the impact of swift economic and environmental changes on the business model and financials. Sound risk management practices include the ability to prepare a forward assessment of the potential impact of adverse outcomes on the financial condition of a bank or financial institution. Building a robust stress testing and sensitivity analysis framework allows management to anticipate market impacts and respond to protect customer and institutional assets and revenue streams. An effective stress testing program informs the strategic planning and product development processes of any institution.
Our team of experts have decades of experience with stress testing combining backgrounds from the FDIC, Resolution Trust Corporation, private sector enterprises, and academic institutions allowing Analytic Focus to provide meaningful and insightful analysis for our clients.