For more information on our offerings,
contact us at:
Analytic Focus LLC
1116 20th Street South #406
Birmingham, AL 35205
Phone: (205) 672-9253
Fax: (205) 672-9255
E-mail: info@analyticfocus.com

Analytic Focus LLC
5218 Sagail Place
San Antonio, TX 78249
Phone: (210) 465-7838
E-mail: info@analyticfocus.com
Analytic Focus LLC
121 N Washington Street
Suite 300B
Alexandria, VA 22314
Phone: (703) 549-2682
Fax: (703) 483-3977
E-mail: info@analyticfocus.com

Product Liability

How does the use of a product affect a group of individuals? Does it’s use cause harm to a subset, like adverse effects from a pharmaceutical product or improper design of a part on an automobile? Does the product itself lead to harm over time, like asbestos with a incubation time of 30 to 40 years? What loss is suffered if the product fails or causes harm? We examine both the biometric risk of an impact on an individual and the potential economic loss if a product is found to be harmful. We also help in examining insurance issues, such as allocation between insurers, product versus nonproduct liability, and determining the possible risk for an insurer when a class of persons harmed might file suite.

Case Examples:

Non-product liability: One of the asbestos manufacturers had a subsidiary unit that installed installation for construction sites and in manufacturing plants. Their product liability coverage was exhausted, but they also had non-product liability coverage for the subsidiary. We determined over a fifty year period how much of their sales was through the subsidiary, what proportion of those sales went to industries covered in the asbestos settlements, and what proportion of workers would have been exposed to asbestos during an installation as opposed to their ordinary work activities. The non-product claims helped the manufacturer to recover more in claims while at the same time distributing the risk of insurance more broadly across more insurers.