Ryan Parzinger is a Research Associate for Analytic Focus LLC.   Mr. Parzinger specializes in the analysis of income statements and balance sheets, reconstruction of cash flows, forecasting, and evaluation of sampling models for random samples of loans.   Mr. Parzinger has multiple years of experience analyzing financial data using cash flow models.

A brief sampling of areas and issues where Ryan Parzinger has been involved include:

• Sample evaluation for sets of samples of residential mortgages selected for re-underwriting.
• Risk assessment: analysis of risk misrepresentation.
• Disparate impact: evaluation of data on disparate impact in the housing market due to actions by cities and counties.
• Trademark and Trade Dress confusion studies.

His background includes hands-on research, analysis, and implementation of investment decisions with a portion of St. Mary's University’s endowment through the Student-Managed Portfolio program.