Experts

Charles D. Cowan, Ph.D.

Partner and Chief Executive Officer
 
Charles Cowan, Ph.D., has 30 years of experience in statistical research and design. He consults for numerous public and private sector entities on the design, implementation, and evaluation of research, the use of sampling methods for a wide variety of counting and valuation problems, and the combination of sampling techniques with financial econometrics for the valuation of portfolios, properties, and other groups of assets.  

Adrian M. Cowan, Ph.D.

Partner and Chief Operating Officer
 
Adrian Cowan, Ph.D., has extensive education, academic expertise and practical experience in risk management, investments, and banking. She has provided risk management consulting to banks, mortgage banks, thrifts, and credit unions. She has served as a consulting expert and expert witness in cases involving banking, corporate governance, investment securities, valuation, and financial derivatives.  
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Ira H. Holt Jr.

Director of Financial Services Consulting
 
Ira Holt is a finance executive with more than twenty years of experience in the banking industry. His strengths are in information and operational systems, loan valuation, risk management, and organizational development.  

Thomas E. Reeves, Ph.D.

Senior Research Analyst
 
Thomas Reeves, Ph.D., has 22 years of experience in Air Force research related to applied numerical algorithms, research related to a wide range of Air Force personnel and manpower problems which occur during the military career life cycle (recruitment to retirement), and analytical support pertaining to the flow of quality officer candidates into the Air Force. He also has extensive education and academic experience in database management, management information systems, and operations research in both graduate and undergraduate programs.  
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Danny Heisner

Director of IT and Senior Systems Analyst
 
Danny Heisner has 23 years of experience serving the factory automation, process automation, communications, IT training and examination, and research and consulting industries. His clients included Fortune 1000 companies such as Procter & Gamble, Coca-Cola, Fedex, Schering Plough, Ford Motor Company, Subaru-Isuzu, and Honda of America as well as government agencies such as the FDIC and SBA.  

C. Mauricio Vidaurre, M.S.

Research Associate
 
C. Mauricio Vidaurre is a Research Associate with Analytic Focus LLC. Mr. Vidaurre has multiple years of experience analyzing financial data using probabilistic and statistical methods. Mr. Vidaurre specializes in the analysis of income statements and balance sheets, reconstruction of cash flows, forecasting, and cost value profit analysis.  
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Ryan Parzinger

Research Associate
 
Ryan Parzinger is a Research Associate for Analytic Focus LLC. Mr. Parzinger specializes in the analysis of income statements and balance sheets, reconstruction of cash flows, forecasting, and evaluation of sampling models for random samples of loans. Mr. Parzinger has multiple years of experience analyzing financial data using cash flow models.  

Donna Powell

Director, Litigation Support Quality Control Review
 
Ms. Donna Powell is the Director of our Alexandria, VA office and Task Manager for the Quality Assurance project for the Department of Justice, where Analytic Focus conducts 23 different quality control and quality assurance reviews for all civil litigation in the DOJ.  
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Gianfranco Semino, M.B.A.

Research Analyst
 
Gianfranco Semino joined Analytic Focus LLC in May of 2010 and currently works as a Research Analyst in the San Antonio office. He works on the review of cash flows in mortgage backed securitizations and analysis of trust reporting errors.  

Marcellus Smith

Quality Assurance Analyst and Programmer
 
Marcellus Smith is a Quality Assurance Analyst and Programmer for Analytic Focus LLC. Mr. Smith has 6 years experience in software development, database maintenance and design, network maintenance, dynamic reporting, user-interface design, data mining, OS and server virtualization, product support and quality assurance in the areas of litigation support, business process automation, and communications. He is experienced in software development and the creation and maintenance of databases and datasets.  
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An Empirical Investigation of Credit Transition Matrices

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Intercept Studies, Clinical Trials, and Cluster Experiments: To Whom Can We Extrapolate

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Analytic Focus - Birmingham Moves!

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Testimony Offered Regarding the Use of Samples in the Evaluation of Underwriting of Loans

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State of California Dept. of Revenue
Alabama State Banking Department
Regions Financial Corporation
Patent and Trademark Office
Department of the Interior
Small Business Administration
Federal Reserve Bank -  Philadelphia
Office of Personnel Management
Federal Deposit Insurance Corporation
Department of Education
Tyson Foods
Travelport
LaQuinta Corporation
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City of Dallas, TX
City of Chicago, IL
PricewaterhouseCoopers
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