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About Us
Analytic Focus LLC is a research organization comprised of professionals with decades of practical experience in analysis, research methods, and financial models. Our principals are highly skilled statisticians and financial economists with academic, industry, regulatory and testifying experience. Our research and information technology staff of highly trained professionals is experienced in developing customs solutions to our clients needs.
We offer additional value through our connections with a broad network of academic experts. With ties to a number of universities and research organizations, we can also offer an integrated solution to almost any business or research problem. We maintain the highest integrity in our research and quality in our products to ensure the success and satisfaction of our clients. Below is summary of some of our senior management and staff.
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Charles Cowan, Ph.D. 
Partner and Chief Statistician
Charles Cowan, Ph.D., has 30 years of experience in statistical research and design. He consults for numerous public and private sector entities on the design, implementation, and evaluation of research, the use of sampling methods for a wide variety of counting and valuation problems, and the combination of sampling techniques with financial econometrics for the valuation of portfolios, properties, and other groups of assets.
Dr. Charles Cowan is Chief Executive Officer for Analytic Focus. A complete summary of Dr. Cowan's experience is found in his resume; a brief synopsis includes positions in the Federal government, the private sector, and academia:
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Chief Statistician, Federal Deposit Insurance Corporation (FDIC)
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Chief Statistician, Resolution Trust Corporation (RTC)
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Chief Statistician, National Center for Education Statistics,
U.S. Department of Education
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Chief of the Survey Design Branch, U.S. Bureau of the Census
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Chief Statistician, Opinion Research Corporation
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Director, Price Waterhouse
z Adjunct Associate Professor, University of Alabama - Birmingham
z Adjunct Associate Professor, George Washington University
z Visiting Research Professor, University of Illinois
z Manager, Survey Research Center, Oregon State University
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Adrian Cowan, Ph.D.
Partner and Chief Operating Officer
Adrian Cowan, Ph.D., has extensive education, academic expertise and practical experience in risk management, investments, and banking. She has provided risk management consulting to banks, mortgage banks, thrifts, and credit unions. She has served as a consulting expert and expert witness in cases involving banking, corporate governance, investment securities, valuation, and financial derivatives.
Dr. Adrian Cowan is Chief Operating Officer for Analytic Focus. A complete summary of Dr. Cowan's experience is found in her resume; a brief synopsis includes positions in the federal government, the private sector, and academia:
z Senior Financial Economist, Office of Thrift Supervision,
U.S. Department of Treasury
z Section Chief, Asset Management, Resolution Trust Corporation
z Managing Associate, NewLife Financial Concepts
z Senior Consulting Associate, MCS Associates
z Vice President of Finance, Far West
z Independent Consultant
z Assistant Professor, St. Mary's University
z Assistant Professor, University of Alabama - Birmingham
z Visiting Professor, George Washington University
z Visiting Lecturer, George Washington University
z Visiting Professor, Group Ecole Superieure de Commence et de
Management, ESCEM Campus de Tours, France
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Danny Heisner
Director of IT and Senior Systems Analyst
Danny Heisner has 21 years of experience serving the factory automation, process automation, communications, IT training and examination, and research and consulting industries. His clients included Fortune 1000 companies such as Procter & Gamble, Coca-Cola, Fedex, Schering Plough, Ford Motor Company, Subaru-Isuzu, and Honda of America as well as government agencies such as the FDIC and SBA.
Danny Heisner is the Director of Information Technology and a Senior Systems Analyst for Analytic Focus. A brief synopsis includes the following positions:
z Manager of Product Support and Quality Assurance,
Dialogic Communications Corporation
z Manager of Product Support, Sequencia Corporation z Project Engineer, Johnson Yokogawa
z Technical Support Engineer, Sequencia Corporation z Technical Support Engineer, Johnson Yokogawa z Product Development Engineer, Johnson Yokogawa z Quality Assurance Specialist, Transcender LLC z Digital Technician, Johnson Controls z Adjunct Professor, Shawnee Community College
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Ira Holt
Director of Financial Services Consulting
Ira Holt is a finance executive with more than twenty years of experience in the banking industry. His acknowledged strengths are in information and operational systems, loan valuation, risk management, and organizational development. He is a pragmatic and goal-oriented senior executive whose focus is on near term results while positioning a company for continued growth and long-term success.
Ira Holt is the Director of of Financial Services Consulting for Analytic Focus. A brief synopsis includes the following positions:
z Senior Vice President / Regional Lending Executive,
Silverton Bank, NA
z President, RBC Bank, Trussville, AL
z President and CEO, Superior Bank, Etowah & Marshal Counties
z Senior Vice President, National Auction Group
z County President, Colonial Bank, Etowah County
z Group Vice President - Medical Banking, Southtrust Bank
z Vice President - Private Banking, Southtrust Bank
z Assistant Vice President - Retail Division, Southtrust Bank
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Thomas E. Reeves, Ph.D.
Senior Research Analyst
Thomas Reeves, Ph.D., has 22 years of experience in Air Force research related to applied numerical algorithms, research related to a wide range of Air Force personnel and manpower problems which occur during the military career life cycle (recruitment to retirement), and analytical support pertaining to the flow of quality officer candidates into the Air Force. He also has extensive education and academic experience in database management, management information systems, and operations research in both graduate and undergraduate programs.
Dr. Thomas Reeves is a Senior Research Analyst for Analytic Focus. A brief synopsis includes the following positions:
z Chief, Analysis Branch, Research and Analysis Division,
U.S. Southern Command, Panama
z Chief, Studies and Analysis Branch, Commissioning Programs,
Air Training Command, Randolph AFB
z Assistant Chief, Technical Services Division, Air Force Human
Resources Laboratory , Brooks AFB
z Chief of Decision Models Section, Manpower and Force Management
Branch, Air Force Human Resources Laboratory, Brooks AFB
z Chief of Operations for School of Engineering Computer Laboratory,
Air Force Institute of Technology, Wright-Patterson AFB
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